If you do not want to have life insurance, on the grounds of your term life policy becoming lapsed or you cannot qualify for a traditional policy, then you may look at final expense Insurance as such will meet your needs, morels when you don’t want to put some heavy burden on your family with paying off for your funeral expenses. The following are some things to note off:

● A whole life insurance policy with a small death benefit marketed to help with the cost of the insured individual’s funeral;
● Premiums for final expense insurance are usually cheap and affordable;
● Final expense insurance is usually easy to get in for it does not need a medical exam;